Piramal Capital and Housing Finance (Piramal Finance) has partnered with Punjab & Sind Bank under a co-lending arrangement to strengthen financial inclusion by providing tailored credit solutions at competitive rates, focusing on tier-II and tier-III cities.
The partnership aims to bridge credit gaps for MSMEs and home loan seekers. By combining Punjab and Sind Bank’s banking expertise with Piramal Finance’s ‘High Tech + High Touch’ approach, the initiative seeks to extend formal credit to under-served segments.
Highlighting the significance of such strategic alliances in driving financial empowerment, Jairam Sridharan, Managing Director (MD), Piramal Finance, said, “This marks our fourth major partnership with a financial institution, reinforcing our mission to expand formal credit access in under-penetrated markets. By collaborating with Punjab and Sind Bank, we are enabling deeper market penetration and supporting individuals and businesses in driving economic progress across Bharat.”
Through advanced credit assessment tools, robust underwriting frameworks and a customer-first approach, the partnership is committed to reduce financial barriers and foster economic growth. This collaboration reflects a shared vision of boosting financial inclusion and strengthening India’s credit ecosystem.
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