IndusInd Bank has announced the expansion of its flagship digital banking platform, ‘INDIE’, to its entire retail banking customer base, targeting the migration of over 15 million users.
The move aims to deliver a hyper-personalised and future-ready digital banking experience that consolidates savings accounts, fixed deposits, loans, credit cards, and mutual funds into one seamless interface.
Launched as a financial super-app, INDIE allows for complete digital onboarding without visiting a branch and includes pioneering features like the Numberless Debit Card, Virtual Single-Use Card, and Dynamic ATM PINs.
With 1.4 million new accounts already onboarded and an industry-leading 50 per cent monthly active user rate, surpassing the industry average of 40 per cent, the app is gaining popularity among tech-savvy customers seeking convenience, security, and personalisation.
“We are pleased to extend INDIE to all our existing retail customers. Features like the Numberless Debit Card and Virtual Single-Use Card are redefining banking convenience and security. INDIE is more than a banking app—it’s a step towards building a digitally empowered banking ecosystem,” said Charu Sachdeva Mathur, Head – Digital Banking & Strategy (Existing Business), IndusInd Bank.
Beyond everyday transactions, INDIE also offers up to 3 per cent rewards on selected brands and fuel purchases, zero forex markup on debit card usage, and complimentary lounge access. Customers can explore smart deposit options, including interest-linked savings and auto sweep features, with a flexible line of credit of up to Rs 5 lakh.
The app’s strong market traction is reflected in its high ratings, 4.6 on Google Play and 4.7 on the Apple App Store. With over 17 million downloads on Android and 6.7 lakh on iOS, INDIE is now among the top three financial apps on iOS in India.
IndusInd Bank, which serves around 41 million customers through 3,081 branches and 3,027 ATMs, continues to strengthen its digital footprint under its ‘Digital 2.0’ strategy.
The bank remains committed to innovation and inclusivity in banking, supporting a wide range of financial services and ESG-linked products across urban and rural India.
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