Give us an overview of Decimal Technologies’s journey so far and its core mission in the BFSI and enterprise software space.
Decimal Technologies was founded with a clear vision—to revolutionise enterprise digital transformation by addressing agility, scalability and innovation gaps, particularly in the BFSI sector. Over the last 15 years, we have pioneered cutting-edge technologies, combining Artificial Intelligence (AI), no-code platforms and tailored solutions to empower businesses. Our relentless focus on innovation and customer-centricity has positioned us as a leader in enterprise software, helping the BFSI sector to launch hyper-personalised digital experiences.
From streamlining enterprise workflows to enhancing digital banking and insurance, we continue to push the boundaries of what’s possible in BFSI digital transformation.
We are committed to democratise technology—bridging the gap between business needs and technical capabilities through AI-driven no-code solutions. By fostering agility, compliance and security, we help BFSI enterprises unlock new growth opportunities while ensuring a frictionless user experience.
As we move forward, we remain dedicated to shape the future of enterprise digital transformation, driving continuous innovation, and expanding our impact across the BFSI ecosystem and beyond.
How has the company evolved from its inception to becoming a no-code enterprise software provider?
We started with a mission to help enterprises in India digitise and automate operations. Over the years, we evolved into a global provider of no-code enterprise software, enabling businesses across industries to build and deploy complex digital solutions with ease.
Our platform, Vahana Cloud, embodies our vision by offering a composable, hyper-personalised and scalable no-code environment that allows enterprises to create sophisticated applications—ranging from SME lending workflows to full-scale banking super apps.
What challenges do companies face in adopting no-code platforms, and how is Decimal Technologies addressing these concerns?
From leveraging no-code components to delivering enterprise applications in 2012 to launching our own no-code platform Vahana, Decimal Technologies has been at the forefront of revolutionising enterprise application development.
Our composable no-code platform, Vahana Cloud enables enterprises to create solutions for industry workflows, digital banking, digital insurance and customer applications. Over the years, we have created, developed and deployed numerous web apps and mobile apps, in the BFSI domain that have created a lasting impact.
The key challenges include the slow pace of digital transformation, shortage of skill sets in IT, high maintenance costs and poor digital experience for customers
To address the challenges, all phases of the software development lifecycle are automated to take a feature from concept to the hands of an end user, reducing time to go to market by 70 per cent. It saves enormous spending on a variety of skills required to create and manage a secure and scalable infrastructure.
With the increasing adoption of cloud-based solutions, how is Decimal Technologies leveraging cloud technology to enhance scalability and security for BFSI clients?
Cloud technology plays a critical role in ensuring scalability, security and compliance for BFSI enterprises. At Decimal Technologies, we leverage Azure, Google Cloud Platform (GCP) and Amazon Web Services (AWS) to deliver enterprise-grade security, high availability and seamless integration with the existing IT infrastructure.
AI is a gamechanger in FinTech. Are you integrating AI into Decimal Technologies’s offerings to drive smarter and more efficient solutions?
With Vahana Cloud, we’ve taken a significant step in integrating Gen AI capabilities. Now, if you have an idea for a system—say, a small workflow for SME lending—you can simply outline it as a document with key points. Gen AI will refine and enhance your requirements through iterative interactions. Once you’re satisfied with the defined requirements, you can trigger the system and Vahana Cloud will automatically generate the user interface—no coding, no manual effort required.
We also partnered with Vue.ai, a pioneer in enterprise AI orchestration. This collaboration integrates Vue.ai’s best-in-class AI capabilities with the fast development power of Vahana Cloud. This empowers BFSI organisations to not only build complex workflows, but also infuse those with cutting-edge AI intelligence–all without the need for extensive coding.
Decimal Technologies has recently partnered with Namaste Credit to strengthen AI-powered lending solutions. What impact do you foresee from such collaborations?
At Decimal Technologies, our mission is to revolutionise the BFSI sector with cutting-edge no-code solutions that redefine efficiency, speed and compliance. We took a transformative leap forward as Namaste Credit, a global SME-focussed fintech pioneer, joins our journey to build a more robust and holistic financial ecosystem. Namaste Credit’s expertise in OCR-driven lending automation and underwriting perfectly complements our no-code offerings, enhancing our ability to deliver seamless digital solutions.
By combining expertise in no-code development and AI-driven automation, we are setting a new standard in the BFSI industry. Together, we are unlocking new opportunities for financial institutions to provide faster, smarter and more inclusive offerings on a global scale.
What are your key focus areas for market expansion in India and globally?
This month, we have expanded our impact in the Middle East and North Africa (MENA) region by opening a new office in Dubai. As we move into 2025, we are setting our sights on new horizons, with our initial footprints in Southeast Asia and the Americas.
While strengthening our presence in key international markets, we remain committed to our roots in India. These regions present dynamic growth opportunities, and we are focussed on leveraging these to drive transformative innovation in the BFSI sector.
How do you plan to contribute to the government’s financial inclusion initiatives through Decimal Technologies’s solutions?
At Decimal Technologies, we are contributing to the government’s financial inclusion initiatives by digitising banking services and making financial access seamless, secure and efficient. Our AI-powered no-code platform enables banks, Non-Banking Finance Companies (NBFCs) and other financial institutions to build and deploy digital solutions that eliminate traditional barriers to banking.
By digitising account opening, loan processing and customer onboarding, we help institutions to reach under-served populations, ensuring financial services are accessible anytime and anywhere. Our platform simplifies complex banking workflows, reducing paperwork and manual interventions, thus accelerating service delivery and enhancing customer experience.
Security and compliance remain at the core of our solutions. We ensure all digital transactions meet strict regulatory standards while providing fraud detection mechanisms and robust data protection.
Through these efforts, we are not just enabling digital transformation, but also driving financial inclusion by making banking more accessible, user-friendly and inclusive across urban and rural landscapes.
What are your strategic priorities to ensure Decimal Technologies remains at the forefront of enterprise software innovation in the next five years?
We are expanding across MENA, Southeast Asia and the Americas, helping financial institutions to embrace hyper-personalisation and digital transformation.
India remains a key focus, where we are already working with top public sector banks to drive financial inclusion and digital banking. To support this shift, we are also investing in AI-powered automation and composable no-code solutions, enabling enterprises to build scalable and modular applications tailored to customer needs.
Through strategic partnerships and advanced AI capabilities, we continue to innovate, ensuring businesses stay ahead in the digital landscape.
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